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	<title>Comments on: What will a house for115,000 cost me monthly? Can I get 100% financing, no money down, with a 625 CS?</title>
	<atom:link href="http://buildingcreditbusiness.com/renting-real-estate/what-will-a-house-for115000-cost-me-monthly-can-i-get-100-financing-no-money-down-with-a-625-cs/feed/" rel="self" type="application/rss+xml" />
	<link>http://buildingcreditbusiness.com/renting-real-estate/what-will-a-house-for115000-cost-me-monthly-can-i-get-100-financing-no-money-down-with-a-625-cs/</link>
	<description>Increase good credit business in smart ways</description>
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		<title>By: Brian D</title>
		<link>http://buildingcreditbusiness.com/renting-real-estate/what-will-a-house-for115000-cost-me-monthly-can-i-get-100-financing-no-money-down-with-a-625-cs/comment-page-1/#comment-195</link>
		<dc:creator>Brian D</dc:creator>
		<pubDate>Mon, 13 Jul 2009 13:44:51 +0000</pubDate>
		<guid isPermaLink="false">http://buildingcreditbusiness.com/renting-real-estate/what-will-a-house-for115000-cost-me-monthly-can-i-get-100-financing-no-money-down-with-a-625-cs/#comment-195</guid>
		<description>There&#039;s an easy to use mortgage calculator and a bunch of free reports about buying your first house at mortgage.freereportforyou.com.

It&#039;s a good idea you educate yourself before some fast talking mortgage sales person takes advantage of you.</description>
		<content:encoded><![CDATA[<p>There&#8217;s an easy to use mortgage calculator and a bunch of free reports about buying your first house at mortgage.freereportforyou.com.</p>
<p>It&#8217;s a good idea you educate yourself before some fast talking mortgage sales person takes advantage of you.</p>
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	<item>
		<title>By: peilthetraveler</title>
		<link>http://buildingcreditbusiness.com/renting-real-estate/what-will-a-house-for115000-cost-me-monthly-can-i-get-100-financing-no-money-down-with-a-625-cs/comment-page-1/#comment-194</link>
		<dc:creator>peilthetraveler</dc:creator>
		<pubDate>Sat, 11 Jul 2009 12:06:16 +0000</pubDate>
		<guid isPermaLink="false">http://buildingcreditbusiness.com/renting-real-estate/what-will-a-house-for115000-cost-me-monthly-can-i-get-100-financing-no-money-down-with-a-625-cs/#comment-194</guid>
		<description>a good rule of thumb to use is 1% of the mortgage amount so you dont get any surprises.  So for 115k...expect to pay 1,150 per month total...could it be lower?  sure...it probably will be by a little bit, but if you use that 1% as a rule of thumb you wont get any huge surprises.</description>
		<content:encoded><![CDATA[<p>a good rule of thumb to use is 1% of the mortgage amount so you dont get any surprises.  So for 115k&#8230;expect to pay 1,150 per month total&#8230;could it be lower?  sure&#8230;it probably will be by a little bit, but if you use that 1% as a rule of thumb you wont get any huge surprises.</p>
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		<title>By: mazziatplay</title>
		<link>http://buildingcreditbusiness.com/renting-real-estate/what-will-a-house-for115000-cost-me-monthly-can-i-get-100-financing-no-money-down-with-a-625-cs/comment-page-1/#comment-193</link>
		<dc:creator>mazziatplay</dc:creator>
		<pubDate>Wed, 08 Jul 2009 18:08:20 +0000</pubDate>
		<guid isPermaLink="false">http://buildingcreditbusiness.com/renting-real-estate/what-will-a-house-for115000-cost-me-monthly-can-i-get-100-financing-no-money-down-with-a-625-cs/#comment-193</guid>
		<description>On a 100% loan you&#039;d pay $726.88 P&amp;I, to that add 1/12th the yearly tax debt and 1/12th the annual fire insurance premium.

Be careful paying off debt, sometimes paying everything off can negatively impact your credit score.

By the way, the minimum credit score for that program is 620.</description>
		<content:encoded><![CDATA[<p>On a 100% loan you&#8217;d pay $726.88 P&#038;I, to that add 1/12th the yearly tax debt and 1/12th the annual fire insurance premium.</p>
<p>Be careful paying off debt, sometimes paying everything off can negatively impact your credit score.</p>
<p>By the way, the minimum credit score for that program is 620.</p>
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		<title>By: Jo</title>
		<link>http://buildingcreditbusiness.com/renting-real-estate/what-will-a-house-for115000-cost-me-monthly-can-i-get-100-financing-no-money-down-with-a-625-cs/comment-page-1/#comment-192</link>
		<dc:creator>Jo</dc:creator>
		<pubDate>Tue, 07 Jul 2009 18:13:40 +0000</pubDate>
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		<description>Our house has a 140,000 loan, we pay 1,100 per month and that includes the mortgage payment, homeowners insurance, property taxes &amp; PMI insurance.
Our original loan had no money down, we used an 80/20 loan. There are 2 loans, one for 80% and one for 20% of the mortgage, so we didn&#039;t have to pay the PMI insurance. Talk to a mortgage broker and figure out the best option for you. They won&#039;t pull your credit till you tell them to.


Good Luck!</description>
		<content:encoded><![CDATA[<p>Our house has a 140,000 loan, we pay 1,100 per month and that includes the mortgage payment, homeowners insurance, property taxes &#038; PMI insurance.<br />
Our original loan had no money down, we used an 80/20 loan. There are 2 loans, one for 80% and one for 20% of the mortgage, so we didn&#8217;t have to pay the PMI insurance. Talk to a mortgage broker and figure out the best option for you. They won&#8217;t pull your credit till you tell them to.</p>
<p>Good Luck!</p>
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