Archive for Credit

Sep
08

Question time: phoenix palms

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Question time: phoenix palms

credit card
credit cards rates asked:

Getting approved for a credit card can be difficult without a positive credit history working in your favor. It’s a Catch-22: To obtain a credit card, you need a good credit history. But to have a good credit history, you need to establish good credit! Read More→

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A trickle of e-mails with the suffix “gs.com” is beginning to show up in the inboxes of the estate agents who deal with London’s more expensive homes. It seems that employees of the American bank Goldman Sachs, which announced bumper profits this summer, are feeling much more optimistic about their financial futures

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Return of the bonus boys in the home market

Sep
04

Greenhouse effects: Freecycling

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One of the principal environmental challenges we face is finding ways to reduce our demand for natural resources while at the same time cutting the amount of waste we produce. In England, we already have a shortage of landfill space, and this is set to worsen as EU environmental rules demand that we dispose of less waste via this ecologically damaging route (and not a moment too soon).

A lot of the rubbish that goes into holes in the ground or incinerators
needn’t be thrown away, if only new owners for everything from carpets to chairs, curtains, toys and doors can be found. One good way to divert household material away from landfill and to a new home is via the Freecycle Network. Freecycle is a web-based community of people who use the internet to swap perfectly good items that might otherwise be thrown away. Read More→

A passion for sports and the capacity for hard work dictated where the MacGeoch family made their home — and it is the reason why they are leaving it. The family are moving from Drumuillie Lodge, in Boat of Garten, near Aviemore, to somewhere less remote so that 11-year-old Calum can develop his talent for tennis.

Norman MacGeoch gained his love of sport when a teenager living in mountainous Strathspey 40 years ago. He was a keen skier, and whenever there was snow he headed for the slopes above Aviemore. But even then he had the instincts of an entrepreneur. Why, he wondered, did ski hats not carry logos? It seemed such an obvious idea. So, together with a friend he set to work, cold-calling likely sponsors, knitting hats then selling the finished product from a rucksack at the top of the chairlift. “It took off like a rocket,” he says. “We even got Prince Charles to wear one with a Union flag design.” Read More→

The clip-on revolution, you might think, ended long ago with sunglasses, ties and earrings. But it is stirring once again in a housing market stifled by recession and facing the need to become more sustainable.

Jim Whiston and Elaine McFarland have just gained an extra room at their traditional stone villa in Ardrossan, Ayrshire — and the neat, black box is the prototype for what could one day be a mass-produced, “clip-on” extension.

The clever structure may be the sustainable alternative to the conventional extension, since it provides a cheaper, greener alternative to demolition when there’s a change of owner — or a change of heart. Read More→

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